The GTC MAPS teams
Altertude – the client engagement interface which combines all GTC’s various products and services for the benefit of each fund member – is facilitated by a team of professional, accredited financial advisors within GTC.
The personnel within the Member Advice Portal Support (MAPS) team are all experienced planners, each of whom has the unique additional discipline of being knowledgeable about retirement fund rules, group risk and tax structures, including the specific dispensation that applies to the in-fund options.
Majority of the team members have extensive retirement fund benefit consulting experience. All are uniquely positioned to provide the single point of unified financial advice that GTC so strongly advocates, merging a client’s retirement fund benefits with the personalised planning that will always be unique to each investor.
Within the MAPS team are specialists in all sectors that make up a holistic financial wellness programme. These disciplines include retirement funds, discretionary investing, risk insurance, short-term insurance, wills, estate planning, healthcare, and tax. True North – GTC’s technology based financial wellness toolkit – is the cornerstone of this complex interface.
The option of whether to access TrueNorth privately or to engage with the assistance of a MAPS consultant in the pursuit of financial wellness, remains available.
These MAPS team members remain available to guide you through Altertude and all its components, from
on-boarding as a new GTC client, to realising the fruits of many years of careful and meticulous planning, into retirement – as well providing guidance with many of the additional eventualities which life throws at you along the way.
Jenny Williams Senior Servicing Consultant Jenny has developed expertise in a wide range of relevant topics contributing to a professionally structured financial wellness programme. Structuring trusts, estate plans, holistic asset management, multi-management and investment analytics are within Jenny’s repertoire. Jenny is a member of the Financial Planning Institute of Southern Africa, holds a Post Graduate Diploma in Financial Planning and a Bachelor of Arts degree majoring in Law and Anthropology from Wits University. She has maintained many of her financial interests that pre-date her career with GTC and she holds the Professional Banker designation of the Institute of Bankers in South Africa and is a member of the Investment Analysts Society of Southern Africa. Jenny’s work-life-balance sees continued relationship management with clients together with increased quality time with family, friends, and horses. Read more  Ralph Spies Senior Servicing Consultant Ralph is GTC’s longest serving staff member, having been with GTC since 1997 and has 40 years' industry experience. Prior to joining GTC, Ralph provided financial advice within the banking sector. Ralph has his Postgraduate Diploma in Financial Planning from the University of the Free State and is a registered member of the Financial Planning Institute. Well-known to many GTC private clients, some of whom would regard Ralph as far more than just a professional advisor, Ralph is an empathetic listener, and a cautious and considered advisor. He has a well-established work ethic and highly values the quality of integrity. Ralph tries living the work/life integration and when he is not engaged with clients, he enjoys most outdoor activities and is a keen cyclist. Ralph has completed two treks in the Himalaya’s, one to Everest base camp and the other in the Manaslu region. Read moreIan Campbell Senior Servicing Consultant Ian has 46 years’ experience in the financial advisory industry and has been assisting clients to construct and realise their financial plans. Ian integrated his business with GTC in 2016 having operated his own independent financial advisory business since resigning as a regional manager of a large life insurance company in 2011. Over his career Ian has won numerous awards, recognising both his financial planning talents and his capabilities as a manager. The integration of Ian’s clients and Ian himself into the GTC family has been an easy and successful exercise. Ian is married to Heidi, and they have three children. Ian enjoys international travel, scuba diving and “old mans” mountain biking. Ian was a DJ in his youth and still enjoys playing the guitar for anyone who will listen. Read moreZee Gumede Senior Healthcare Consultant Zee has worked in GTC’s healthcare for 14 years and collectively has over 18 years of healthcare consulting experience. Prior to joining GTC, Zee’s healthcare experience was gained in the banking and life insurance sectors. Zee is a member of the Women in Finance Network and serves as a representative on the Employment Equity committee at GTC. Zee is a qualified wealth manager and has substantial experience consulting both to corporate and individual clients. Zee enjoys her role as a mother and loves the arts. Read moreAndrew Edwards Senior Onboarding Consultant Andrew is a Certified Financial Planner™ with 10 years’ experience in the financial services industry, 9 of which have been with GTC. Andrew, while also responsible for onboarding new clients, heads up GTC’s team of client onboarding consultants and is responsible for ensuring that new and prospective clients enjoy a professional consultation and an excellent client experience when dealing with his team. Andrew attained a Bachelor of Social Sciences degree from Rhodes University before completing his Postgraduate Diploma in Financial Planning through the University of the Free State and thereafter the CFP® professional competency board exam. Outside of work, Andrew enjoys spending his time both watching and participating in a wide variety of sports and outdoor activities and will take any opportunity to spend time on the beach or in the bush. Read moreRoger Schärges Senior Onboarding Consultant Roger’s entrepreneurial background places him in a unique position to speak from experience and with authority when dealing with High-Net-Worth clients, Employee Benefits clients and Financial Planning practitioners. His experience is underpinned by 30 years in financial services, backed up by a BComm (Accounting) degree and a Post Graduate diploma in Financial Planning. He is a registered Certified Financial Planner™ and has held several directorships and senior management positions in various companies in the industry over the past 20 years. Roger has always maintained a broad network of associates and colleagues as a result. Roger is married with two children, loves music, cycling, running, making beer, and watching his son play cricket, in no particular order. Read moreKyle Jeacocks Consultant - Wealth Management Armed with both a BComm degree and a Post Graduate Diploma in Financial Planning Law, working toward becoming a Chartered Financial Analyst (CFA) at Level II, Kyle is a recent new member of the GTC Wealth Management team. Responsible for introducing GTC’s member engagement program to the market, Kyle collaborates with independent trustees, fund administrators, benefit consultants, and others involved in South Africa’s retirement fund industry. With eight years of product-building experience, including six years at Allan Gray where he focused on developing defined contribution retirement products, Kyle brings a valuable new dimension to the GTC wealth management team. Outside of work, Kyle enjoys spending quality time with his family, playing golf, cycling, running, and traveling. Read moreWarwick Hamilton Senior Benefit Consultant Warwick is an experienced Employee Benefits Consultant, skilled in all the functions of employee benefits and retirement funds. He has over 40 years extensive experience in the industry and completed a Post Graduate Diploma in Financial Planning with the Financial Planning Institute. Prior to joining GTC in 2005, his previous engagement involved the management of national sales and marketing of the employee benefits division of a well-established life insurance company. Warwick assists clients in implementing and managing competitive employee benefit packages that meet the needs of both employees and employers. Warwick is married to Carolyn, enjoying his free time in the bush, and playing and watching golf. Read moreThabo Ntini Onboarding Consultant Thabo is a young and vibrant Certified Financial Planner™ who is passionate about the financial wellness of individuals, families, communities, businesses, and society as a whole. Thabo attained his BComm Honours in Financial Planning from UJ. Prior to joining GTC, he gained exposure to different aspects of the banking, insurance, investment, and employee benefit sectors which has made him an advocate for always delivering only the best service to clients. Thabo is an avid car enthusiast and enjoys spending his time-off expanding his knowledge base across various worldly matters through documentaries and reading. Read moreMtho Ncube Onboarding Consultant Prior to joining GTC in 2019, Mtho worked in asset management, specialising in building income solutions for retired clients. Now part of GTC’s dynamic advisory team, Mtho helps clients reach their personal financial goals through a process of holistic financial planning. Mtho has 10 years’ experience of the financial services industry in various roles encompassing estate, risk and tax planning as well as retirement counselling. Mtho has a strong academic background, holding a B. Comm degree in Economics and a Postgraduate Diploma in Financial Planning. He is also Professional Banker with the Institute of Bankers South Africa. He thoroughly enjoys research and keeping abreast with the Financial Planning industry and legislation and is currently pursuing a Master of Commerce degree specialising in Investment Management. Mtho is passionate about boxing and spends every morning at his local gym. He also enjoys reading and spending time with his wife, Thato, and their son. Read moreSabir Bacus Senior Benefit Consultant Sabir has 33 years of extensive experience in the industry in the fields of legal/contractual and consulting, the last four being with GTC. He holds a BA LLB degree and is a full member of the Pension Lawyers Association. Sabir is an experienced Employee Benefits consultant, skilled in all the functions of employee benefits and retirement funds. Sabir has worked with both large institutions and private organisations, managing insured, freestanding and umbrella portfolios. Apart from consulting to a portfolio of clients, he provides advice on employee benefit legal matters to various Boards of Trustees and clients. Established by the President, the 2019 Independent Commission for the Remuneration of Office Bearers engaged Sabir as their specialist retirement fund consultant Read moreToy Otto Senior Benefit Consultant Toy has been with GTC for some 18 years and has over 40 years’ experience in the employee benefits industry. Technically well qualified with a BSc Honours degree (Mathematics) and a Master of Business Leadership, Toy spent the first 15 years of his business life in the actuarial divisions of several insurance companies. Over his career Toy has worked in all spheres of employee benefits with insurance companies, a large, listed company and as an intermediary. Toy fulfils a leadership role in the GTC Benefit Consulting team as well as consulting directly to a number of significant corporate GTC clients. Married to Linda, Toy loves driving through the Karoo, playing golf (although skill not aligned with passion), visiting wine farms in the Robertson valley and spending time with family. Read moreRoy Wright Head - Risk Solutions Roy has over 30 years’ experience in the financial services industry, having joined the industry immediately after finishing university. The bulk of his experience has been in the short-term insurance arena. Roy spent a decade at a leading niche insurer, where he held various senior management positions. After relocating to Cape Town, he jointly established one of the largest independent short-term insurance brokerages in the country. In 2008 he sold this holding in the company and successfully established a specialist underwriting management company. In 2011 Roy assisted in establishing a bespoke short-term insurance brokerage specialising in designing and administering niche products. Together with GTC, Roy established GTC Risk Solutions in 2016. Roy spends most of his leisure time in the garden or on the golf course. Read moreClive Eggers Head - Multi Managed Portfolios Clive is head of Multi Management at GTC, he is responsible for leading a team of investment professionals who provide a wide range of investment services including multi-management and asset consulting services. He is a Certified Financial Planner™ and a qualified Chartered Financial Analyst™. Clive began his career in London in 1999, before returning to South Africa, where he worked at some of the country’s largest financial service companies. In 2014 Clive joined GTC where he has been integrally involved in offering clients’ investment advice and asset management products. Clive is a regular thought leadership contributor and presenter at various industry conferences and training events. Clive’s life outside the office revolves around his four children and the occasional trail run. Read moreSamir Narotam Portfolio Manager Samir, a Portfolio Manager in GTC’s Asset Management team has been with GTC since 2015. Samir provides a wide range of investment services, from portfolio optimisation and market research through to multi-management and asset consulting services. Additionally, Samir supervises the growth and responsibilities of junior investment staff. Samir attained a Bachelor of Business Science degree from the University of Cape Town (UCT) specialising in the field of Finance with Accounting. He is passionate about the investment market and is a CFA® charterholder. Outside of the office, Samir enjoys the occasional golf game, travelling with his wife and spending time with their families. Read moreJill Larkan Head - Healthcare Consulting Jill, holds an Advanced Post Graduate Diploma in Financial Planning from the University of the Free State – focused on Employee Benefits. Jill is a Certified Financial Planner™ and is the Chair-elect non-executive director on the Financial Planning Institute’s Board, serving on several related FPI sub-committees. Jill, having sold her business to GTC in 2012, provides ongoing Employee Benefits consulting services whilst heading up the Healthcare division of GTC, where she provides detailed insight and strategic advice to corporate clients on the structuring of their healthcare programs. Jill is a serial thought leader and presenter on various national stages, often being the go-to person when the mainstream press is seeking an industry perspective on healthcare and retirement fund related topics.
Married to Gary, a mother of three, and proud grandmother to Max and Sasha. Jill enjoys most sports, especially mountain biking and stage races in the bush. Jill has represented 4 provincial teams and 1 national, in 3 different sports. Read moreMohamed Khaki Client experience - Process and performance Mohamed has 22 years’ experience in clients servicing and management. He worked with American Express International in the UK for 3 years and on return to South Africa, implemented concierge services for Amex South Africa. Mohamed has extensive experience in client servicing, sales, and call centre management within financial institutions. He has been a contributor to customer services best practice and has won the Orange Africa service awards on two occasions. Mohamed has qualifications in I.T and credit skills management with the Institute of Credit Management S.A. In his pursuit to continually acquire more knowledge and skills, he completed the Project management, business analysis as well as the Regulatory 5 exam in 2021. Outside of the office, Mohamed enjoys sport, martial arts and travelling with his wife and daughter. Read moreDevan Naicker Manager - Employee Benefits Administration Devan joined GTC’s Employee Benefits team in 2008, and collectively has over 20 years’ experience within the Employee Benefits industry. Devan spent the first 7 years of his career in the Employee Benefits divisions of several insurance companies. Devan serves as a representative on the Employment Equity committee at GTC. He holds a COP certification from the Insurance Institute of South Africa and has extensive experience in managing insured, freestanding and umbrella retirement fund portfolios. Devan loves spending time with his family and friends, playing, and watching football, and is an avid car enthusiast. Read moreZia Cassim Operations Manager - Employee Benefits Administration Zia has 15 years of experience in the financial services industry, 13 of which have been at GTC. Zia began his career with GTC within the Employee Benefits administration team and currently oversees the business processing team within GTC’s EB and Private Wealth business unit, with a specific focus on process engineering, transactional management, and risk mitigation. Zia is completing his BSc, majoring in Mathematics and Information Systems, and is integrally involved with further enhancing GTC’s data modelling and business intelligence insights within the framework of GTC’s business process management and client experience environment. Zia is married with two children and is an avid Liverpool football fan. He enjoys spending time on the golf course or with a line in the water, with friends and family. Read moreBessie Sabilika Middle Office Operations Supervisor - Asset Management Bessie joined GTC in 2013 and oversees all Middle office functions for the Asset Management team. Her duties range from portfolio pricing validation to the enactment and implementation of asset management decisions. Bessie graduated from Rhodes University with an Honours degree in Financial Management. She holds a Business and Systems Analysis certificate with the University of Cape Town and is currently completing a Business Analyst course with the Faculty Training Institute (FTI). Bessie is married to Keith and enjoys spending quality time with their two children. Read moreBenny Maloka Accounts Manager Benny is a seasoned Employee Benefits Fund Accounting Manager, with 14 years’ experience in the financial services industry, 12 of which have been with GTC. As a Fund Accounting Manager, Benny provides both operational and programmatic support to the GTC Employee Benefits team. Benny predominantly works with all operational matters relating to the management of the Employee Benefits portfolio, ensuring full compliance to all the rules, regulations, and legislations set out by the various industry governing bodies. Benny holds an Honours Degree in Financial Management Sciences, majoring in Accounting and Financial Management, from the University of Pretoria. Benny enjoys football, travelling and spending time with family. Read moreKarl Botha Consultant - Wealth Management Karl, with GTC for some two years now has a BComm degree from Stellenbosch and is completing his post-graduate Diploma in Financial Planning. With four years of industry experience, focused on risk, family, and estate planning, Karl’s GTC role emphasises investments, pre- and post- retirement planning, and client experience management. Karl’s professional versatility extends to team leadership roles, including student parliament’s first-year division speaker and chairing the University of Stellenbosch First-year’s Forum. Outside of the office, Karl enjoys trail running, reading, gardening, and culinary creations in the kitchen and is dedicated to his family. Read moreMbuso Manzi Consultant - Wealth Management Holding a BComm degree and a post-graduate Diploma in Financial Planning, Mbuso has been with GTC for several years. Working towards his accreditation as a Certified Financial Planner (CFP), Mbuso is also well underway in terms of his FAIS Category II supervision. Utilising his six years of previous industry experience, Mbuso ensures that new clients enjoy a seamless integration and begin their financial planning journey on the right course. Mbuso is particularly skilled at providing guidance to retirement fund members as to their investment and insurance options, connecting them with the appropriate wealth managers as and when needed. Outside of work, Mbuso is a dedicated sports enthusiast, enjoying rugby, cricket, soccer, basketball, athletics, and boxing. Read more |
